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AI\u6280\u8853\u306e\u6025\u901f\u306a\u767a\u9054\u306b\u3088\u308a\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u696d\u754c\u306f\u898f\u5236\u9075\u5b88\u3068\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u306e\u4e21\u7acb\u304c\u5b58\u7d9a\u306e\u9375<\/span><\/mark><\/strong>\u3068\u306a\u308b\u6642\u4ee3\u306b\u7a81\u5165\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n

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\n
AI\u7279\u96c6\u30da\u30fc\u30b8\u300cITreview.AI\u300d\u3092\u30c1\u30a7\u30c3\u30af\u3059\u308b<\/strong><\/a><\/div>\n<\/div>\n\n\n\n
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<\/strong>\u3000 \u53c2\u7167\uff1aG2 Research – Striking a Balance Between Fintech Innovation and EU Consumer Protection in the AI Era<\/a><\/p>\n<\/div><\/div>\n\n\n\n

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\u25b6 \u53c2\u7167 : Statista – Fintech market in Europe<\/a><\/p>\n\n\n\n

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\u4e0a\u8a18\u306e\u3088\u3046\u306a\u81a8\u5927\u306a\u975e\u69cb\u9020\u5316\u30c7\u30fc\u30bf\u3092\u51e6\u7406\u3059\u308b\u305f\u3081\u306b\u306f\u3001AI\u3084\u6a5f\u68b0\u5b66\u7fd2\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u306e\u5229\u7528\u304c\u4e0d\u53ef\u6b20\u3067\u3042\u308a\u3001\u3053\u308c\u3089\u306e\u6280\u8853\u306b\u3088\u3063\u3066\u3001\u5f93\u6765\u3067\u306f\u4e0d\u53ef\u80fd\u3060\u3063\u305f\u5305\u62ec\u7684\u306a\u4fe1\u7528\u8a55\u4fa1\u304c\u5b9f\u73fe<\/span><\/mark><\/strong>\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n

\u4ee3\u66ff\u4fe1\u7528\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u304c\u76f4\u9762\u3057\u3066\u3044\u308b\u8ab2\u984c<\/h3>\n\n\n\n

\u4e0a\u8a18\u306e\u901a\u308a\u3001\u4ee3\u66ff\u4fe1\u7528\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u306f\u3001\u5f93\u6765\u306e\u4fe1\u7528\u8a55\u4fa1\u624b\u6cd5\u306e\u5f31\u70b9\u3068\u3055\u308c\u3066\u3044\u305f\u300c\u5bfe\u8c61\u7bc4\u56f2\u306e\u9650\u5b9a\u6027\u300d\u3084\u300c\u8a55\u4fa1\u6642\u9593\u306e\u9577\u671f\u5316\u300d\u306a\u3069\u3092\u514b\u670d\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u9769\u65b0\u7684\u306a\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3067\u306f\u3042\u308b\u3082\u306e\u306e\u3001\u8a55\u4fa1\u7cbe\u5ea6\u306f\u5b66\u7fd2\u30c7\u30fc\u30bf\u306e\u54c1\u8cea\u306b\u4f9d\u5b58\u3059\u308b\u3068\u3044\u3063\u305f\u91cd\u5927\u306a\u8ab2\u984c<\/span><\/mark><\/strong>\u3082\u5b58\u5728\u3057\u307e\u3059\u3002<\/p>\n\n\n\n

\u8ab2\u984c<\/th> \u5185\u5bb9<\/th><\/tr><\/thead>
\u5b66\u7fd2\u30c7\u30fc\u30bf\u306e\u30d0\u30a4\u30a2\u30b9\u3082\u7d99\u627f\u3059\u308b<\/td> \u904e\u53bb\u306e\u30c7\u30fc\u30bf\u306b\u542b\u307e\u308c\u308b\u504f\u898b\u3084\u5dee\u5225\u7684\u8981\u7d20\u3082\u5b66\u7fd2\u3057\u3066\u3057\u307e\u3046<\/td><\/tr>
\u30d7\u30ed\u30bb\u30b9\u306e\u30d6\u30e9\u30c3\u30af\u30dc\u30c3\u30af\u30b9\u5316\u3059\u308b<\/td> \u610f\u601d\u6c7a\u5b9a\u306e\u30d7\u30ed\u30bb\u30b9\u304c\u4e0d\u900f\u660e\u3068\u306a\u308b\u305f\u3081\u627f\u8a8d\u53ef\u5426\u306e\u8aac\u660e\u304c\u56f0\u96e3<\/td><\/tr>
\u52d5\u7684\u306a\u9069\u5fdc\u5b66\u7fd2\u306f\u7ba1\u7406\u304c\u96e3\u3057\u3044<\/td> \u30b7\u30b9\u30c6\u30e0\u304c\u7d99\u7d9a\u7684\u306b\u5b66\u7fd2\u3057\u5909\u5316\u3059\u308b\u305f\u3081\u4e00\u5b9a\u306e\u54c1\u8cea\u4fdd\u8a3c\u304c\u56f0\u96e3<\/td><\/tr>
\u4eba\u9593\u306b\u3088\u308b\u4ecb\u5165\u304c\u6392\u9664\u3055\u308c\u3066\u3057\u307e\u3046<\/td> \u52b9\u7387\u5316\u3092\u8ffd\u6c42\u3057\u3066\u3057\u307e\u3046\u3068\u4eba\u9593\u306e\u5224\u65ad\u304c\u5165\u308b\u4f59\u5730\u304c\u9650\u5b9a\u3055\u308c\u308b<\/td><\/tr><\/tbody><\/table>
\u4ee3\u66ff\u4fe1\u7528\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u304c\u62b1\u3048\u308b\u554f\u984c\u70b9<\/strong><\/figcaption><\/figure>\n\n\n\n

<\/p>\n\n\n\n

\u3053\u306e\u7d50\u679c\u300c\u306a\u305c\u3042\u308b\u4eba\u306f\u30ed\u30fc\u30f3\u3092\u627f\u8a8d\u3055\u308c\u3001\u3042\u308b\u4eba\u306f\u5374\u4e0b\u3055\u308c\u308b\u306e\u304b\uff1f<\/span><\/mark><\/strong>\u300d\u3068\u3044\u3046\u57fa\u672c\u7684\u306a\u7591\u554f\u306b\u5bfe\u3059\u308b\u660e\u78ba\u306a\u8aac\u660e\u304c\u3067\u304d\u306a\u3044\u72b6\u6cc1\u304c\u751f\u307e\u308c\u3066\u3057\u307e\u3046\u305f\u3081\u3001AI\u30b7\u30b9\u30c6\u30e0\u306e\u5065\u5168\u6027\u3068\u516c\u6b63\u6027\u3092\u78ba\u4fdd\u3059\u308b\u305f\u3081\u306b\u3082\u3001\u4eba\u9593\u306b\u3088\u308b\u76e3\u8996\u3084\u4ecb\u5165\u4f53\u5236\u306e\u69cb\u7bc9\u304c\u91cd\u8981\u306a\u8ab2\u984c\u3068\u306a\u3063\u3066\u3044\u308b\u308f\u3051\u3067\u3059\u3002<\/p>\n\n\n\n

\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u9818\u57df\u306b\u304a\u3051\u308bAI\u898f\u5236\u306e\u52d5\u304d<\/h2>\n\n\n\n

\u4ee3\u66ff\u4fe1\u7528\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u306e\u8ab2\u984c\u304c\u6d6e\u304d\u5f6b\u308a\u306b\u306a\u3063\u3066\u3044\u308b\u73fe\u72b6\u3001\u4eba\u6a29\u3084\u500b\u4eba\u60c5\u5831\u306e\u4fdd\u8b77\u89b3\u70b9\u304b\u3089\u3001\u81ea\u52d5\u5316\u3055\u308c\u305f\u4fe1\u7528\u8a55\u4fa1\u30b7\u30b9\u30c6\u30e0\u3092\u898f\u5236\u3057\u3088\u3046\u3068\u3059\u308b\u52d5\u304d<\/span><\/mark><\/strong>\u3082\u6d3b\u767a\u5316\u3092\u898b\u305b\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n

GDPR\u7b2c22\u6761\u306e\u5b58\u5728<\/h3>\n\n\n\n

\u4e00\u822c\u30c7\u30fc\u30bf\u4fdd\u8b77\u898f\u5247(GDPR)\u7b2c22\u6761\u3067\u306f\u3001\u500b\u4eba\u306b\u5bfe\u3057\u3066\u4ee5\u4e0b\u306e\u6a29\u5229\u304c\u4fdd\u969c\u3055\u308c\u3066\u304a\u308a\u3001\u3053\u306e\u6761\u6587\u306e\u5b58\u5728\u306f\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3068\u91d1\u878d\u6a5f\u95a2\u304c\u7528\u3044\u308b\u4ee3\u66ff\u4fe1\u7528\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u306e\u5229\u7528\u306b\u304a\u3044\u3066\u554f\u984c\u3068\u306a\u308b\u53ef\u80fd\u6027<\/span><\/mark><\/strong>\u304c\u6307\u6458\u3055\u308c\u3066\u3044\u307e\u3057\u305f\u3002<\/p>\n\n\n\n

\n

The data controller shall implement suitable measures to safeguard the data subject\u2019s rights and freedoms and legitimate interests, at least the right to obtain human intervention on the part of the controller, to express his or her point of view and to contest the decision<\/em>.<\/p>\n\n\n\n

\u300c\u30c7\u30fc\u30bf\u7ba1\u7406\u8005\u306f\u3001\u30c7\u30fc\u30bf\u4e3b\u4f53\u306e\u6a29\u5229\u3001\u81ea\u7531\u3001\u6b63\u5f53\u306a\u5229\u76ca\u3092\u4fdd\u8b77\u3059\u308b\u305f\u3081\u306b\u9069\u5207\u306a\u63aa\u7f6e\u3092\u8b1b\u3058\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3002\u5c11\u306a\u304f\u3068\u3082\u3001\u30c7\u30fc\u30bf\u7ba1\u7406\u8005\u5074\u306b\u3088\u308b\u4eba\u7684\u4ecb\u5165\u3092\u5f97\u308b\u6a29\u5229\u3001\u81ea\u8eab\u306e\u898b\u89e3\u3092\u8868\u660e\u3059\u308b\u6a29\u5229\u3001\u6c7a\u5b9a\u306b\u7570\u8b70\u3092\u7533\u3057\u7acb\u3066\u308b\u6a29\u5229\u3092\u4fdd\u8b77\u3059\u308b\u3082\u306e\u3068\u3059\u308b<\/em>\u3002\u300d<\/p>\n<\/blockquote>\n\n\n\n

C-634\/21\u4e8b\u4ef6\u306eECJ\u5224\u4f8b<\/h4>\n\n\n\n

\u305f\u3060\u3057\u3001\u3053\u308c\u307e\u3067\u3053\u306eGDPR\u7b2c22\u6761\u306f\u5358\u306b\u6761\u6587\u304c\u5b58\u5728\u3057\u3066\u3044\u308b\u3060\u3051\u3067\u3001\u5177\u4f53\u7684\u306b\u4ee3\u66ff\u4fe1\u7528\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u304c\u9055\u53cd\u72b6\u614b\u3067\u3042\u308b\u304b\u306b\u3064\u3044\u3066\u306f\u610f\u898b\u304c\u5206\u304b\u308c\u308b\u72b6\u614b<\/span><\/mark><\/strong>\u304c\u7d9a\u3044\u3066\u304a\u308a\u3001\u307e\u305f\u5177\u4f53\u7684\u306a\u7f70\u5247\u898f\u5b9a\u306a\u3069\u3082\u660e\u6587\u5316\u3055\u308c\u3066\u3044\u307e\u305b\u3093\u3067\u3057\u305f\u3002<\/p>\n\n\n\n

\u305d\u3046\u3057\u305f\u72b6\u6cc1\u306e\u4e2d\u30012023\u5e7412\u6708\u306b\u767a\u751f\u3057\u305fSCHUFA\u4e8b\u4ef6(\u901a\u79f0C-634\/21\u4e8b\u4ef6)\u306b\u304a\u3044\u3066\u3001\u6b27\u5dde\u53f8\u6cd5\u88c1\u5224\u6240(ECJ)\u306f\u3001\u521d\u3081\u3066AI\u3092\u6d3b\u7528\u3057\u305f\u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u306e\u30c7\u30fc\u30bf\u4fdd\u8b77\u7fa9\u52d9\u306b\u3064\u3044\u3066\u516c\u5f0f\u306a\u898b\u89e3<\/span><\/mark><\/strong>\u3092\u793a\u3057\u307e\u3057\u305f\u3002<\/p>\n\n\n\n

C-634\/21\u4e8b\u4ef6\u306b\u304a\u3051\u308bECJ\u5224\u6c7a\u306e\u8981\u70b9<\/strong><\/strong><\/th><\/tr><\/thead>
\u4fe1\u7528\u30b9\u30b3\u30a2\u306e\u81ea\u52d5\u751f\u6210\u306f\u81ea\u52d5\u5316\u3055\u308c\u305f\u500b\u4eba\u610f\u601d\u6c7a\u5b9a\u306b\u8a72\u5f53<\/td><\/tr>
\u4fe1\u7528\u7167\u4f1a\u6a5f\u95a2\u3068\u8cb8\u3057\u624b\u306e\u4e21\u65b9\u304cGDPR\u7b2c22\u6761\u306e\u7fa9\u52d9\u3092\u8ca0\u3046<\/td><\/tr>
\u4eba\u9593\u306b\u3088\u308bAI\u627f\u8a8d\u30d7\u30ed\u30bb\u30b9\u306e\u76e3\u8996\u3068\u4ecb\u5165\u306e\u4ed5\u7d44\u307f\u304c\u5fc5\u9808<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

EU AI\u6cd5\u306e\u5b58\u5728<\/h3>\n\n\n\n

\u6b27\u5dde\u306b\u304a\u3044\u3066\u3001GDPR\u7b2c22\u6761\u3068\u4e26\u3093\u3067\u5fd8\u308c\u3066\u306f\u306a\u3089\u306a\u3044\u306e\u304c\u300cEU AI\u6cd5\u300d\u306e\u5b58\u5728\u3067\u3059\u30022023\u5e7412\u67089\u65e5\u306b\u66ab\u5b9a\u5408\u610f\u304c\u6210\u7acb\u3057\u305fEU AI\u6cd5\u3067\u306f\u3001AI\u30b7\u30b9\u30c6\u30e0\u306e\u5229\u7528\u306b\u95a2\u3059\u308b\u5305\u62ec\u7684\u306a\u67a0\u7d44\u307f<\/span><\/mark><\/strong>\u3068\u3057\u3066\u3001\u4ee5\u4e0b\u306e6\u3064\u306e\u4e00\u822c\u539f\u5247\u304c\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n

\u9805\u76ee<\/th> \u5185\u5bb9<\/th><\/tr><\/thead>
\u4eba\u9593\u306e\u4e3b\u4f53\u6027\u3068\u76e3\u7763<\/td> AI\u30b7\u30b9\u30c6\u30e0\u306b\u5bfe\u3059\u308b\u4eba\u9593\u306e\u9069\u5207\u306a\u76e3\u8996<\/td><\/tr>
\u6280\u8853\u7684\u5805\u7262\u6027\u3068\u5b89\u5168\u6027<\/td> AI\u30b7\u30b9\u30c6\u30e0\u306e\u4fe1\u983c\u6027\u3068\u5b89\u5168\u6027\u306e\u78ba\u4fdd<\/td><\/tr>
\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u3068\u30c7\u30fc\u30bf\u30ac\u30d0\u30ca\u30f3\u30b9<\/td> \u500b\u4eba\u30c7\u30fc\u30bf\u306e\u9069\u5207\u306a\u4fdd\u8b77\u3068\u7ba1\u7406<\/td><\/tr>
\u900f\u660e\u6027<\/td> AI\u30b7\u30b9\u30c6\u30e0\u306e\u52d5\u4f5c\u306b\u95a2\u3059\u308b\u9069\u5207\u306a\u60c5\u5831\u63d0\u4f9b<\/td><\/tr>
\u516c\u5e73\u6027<\/td> \u30d0\u30a4\u30a2\u30b9\u3084\u5dee\u5225\u306e\u6392\u9664<\/td><\/tr>
\u793e\u4f1a\u7684\u798f\u7949<\/td> \u6301\u7d9a\u53ef\u80fd\u306a\u767a\u5c55\u3078\u306e\u8ca2\u732e<\/td><\/tr><\/tbody><\/table>
EU AI\u6cd5\u306b\u304a\u3051\u308b6\u3064\u306e\u4e00\u822c\u539f\u5247<\/strong><\/figcaption><\/figure>\n\n\n\n

<\/p>\n\n\n\n

\u5bfe\u7b56\u9805\u76ee<\/th> \u5b9f\u88c5\u5185\u5bb9<\/th> \u671f\u5f85\u3055\u308c\u308b\u52b9\u679c<\/th><\/tr><\/thead>
\u4eba\u9593\u306b\u3088\u308b\u4ecb\u5165\u6a29\u306e\u4fdd\u969c<\/td> \u5be9\u67fb\u30d7\u30ed\u30bb\u30b9\u3078\u306e\u4eba\u7684\u30ec\u30d3\u30e5\u30fc\u306e\u5c0e\u5165<\/td> \u6a5f\u68b0\u7684\u5224\u65ad\u306e\u4fee\u6b63\u6a5f\u4f1a\u3092\u63d0\u4f9b<\/td><\/tr>
\u610f\u898b\u8868\u660e\u6a29\u306e\u78ba\u4fdd<\/td> \u9867\u5ba2\u304b\u3089\u306e\u7570\u8b70\u53d7\u4ed8\u4f53\u5236\u306e\u69cb\u7bc9<\/td> \u500b\u4eba\u306e\u4e3b\u5f35\u3092\u53cd\u6620\u3059\u308b\u4ed5\u7d44\u307f<\/td><\/tr>
\u6c7a\u5b9a\u7406\u7531\u306e\u8aac\u660e\u8cac\u4efb<\/td> \u5224\u5b9a\u6839\u62e0\u306e\u53ef\u8996\u5316\u30b7\u30b9\u30c6\u30e0\u306e\u5c0e\u5165<\/td> \u900f\u660e\u6027\u306e\u5411\u4e0a\u3068\u4fe1\u983c\u306e\u69cb\u7bc9<\/td><\/tr>
\u30c7\u30fc\u30bf\u51e6\u7406\u306e\u900f\u660e\u5316<\/td> \u5229\u7528\u30c7\u30fc\u30bf\u3068\u51e6\u7406\u65b9\u6cd5\u306e\u958b\u793a<\/td> \u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u4fdd\u8b77\u306e\u5f37\u5316<\/td><\/tr><\/tbody><\/table>
EU AI\u6cd5\u306e\u9075\u5b88\u306b\u5411\u3051\u305f\u5bfe\u7b56\u4e00\u89a7<\/strong><\/figcaption><\/figure>\n\n\n\n

\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u304c\u53d6\u308b\u3079\u304d\u4eca\u5f8c\u306e\u5bfe\u5fdc<\/h2>\n\n\n\n

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\u5bfe\u5fdc\u9805\u76ee<\/th> \u5b9f\u65bd\u5185\u5bb9<\/th> \u512a\u5148\u5ea6<\/th><\/tr><\/thead>
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